Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Very easy to apply, lots of updates, quick and money...

Very easy to apply, lots of updates, quick and money deposited straight away Reviewed on: 15th April 2025

So unbelievably easy to do anything!

So unbelievably easy to do anything! Everyone has been lovely to speak to, automated systems help for people who have a busy life and overall it was, and still is a pleasant experience! Reviewed on: 15th April 2025

QUICK AND EASY PROCESS, wasnt left waiting for answe...

QUICK AND EASY PROCESS, wasnt left waiting for answers and the funds come through quickly, reminders on payment dates etc so you never miss a payment. Reviewed on: 15th April 2025

Interest rates a bit high but fair

Interest rates a bit high but fair Reviewed on: 15th April 2025

It is very easy to go through steps, they explain ev...

It is very easy to go through steps, they explain everything very well and are also considerate of your circumstances change Reviewed on: 15th April 2025

118 Money has the best customer service and understo...

118 Money has the best customer service and understood my situation and unlike other lenders came up with a fair loan that would help me in my situation Reviewed on: 15th April 2025

Fantastic service helped me massively when I was in...

Fantastic service helped me massively when I was in debt Reviewed on: 15th April 2025

Very quick and easy.

Very quick and easy. Well explained. Reviewed on: 15th April 2025

Great quick service, I had money in my account in le...

Great quick service, I had money in my account in less then 30 min since started my application Reviewed on: 15th April 2025

My loan was quick and easy to get.

My loan was quick and easy to get. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Cash Converters 4.21 from 6 reviews
Personal loans
from Clockwise Credit Union 4.79 from 4557 reviews
Loans
from Capital Credit Union 4.89 from 757 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub