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118 118 Money: Personal loan reviews

4.90
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

Highly recommend

5
A very quick hope! Great experience Reviewed on: 22nd April 2025

Good customer service staff professional but friendly

5
Good customer service staff professional but friendly Reviewed on: 22nd April 2025

I have a loan and a credit card with 118 and have ha...

5
I have a loan and a credit card with 118 and have had no issues with them I pay on time and my account is regularly reviewed where they give me the choice to increase or decrease my credit limit. Reviewed on: 22nd April 2025

Easy from start to finish.

5
Easy from start to finish. Great company Reviewed on: 22nd April 2025

Absolutely brilliant service

5
Absolutely brilliant service, had appliance pack up on me before payday, 118 came to my rescue and gave me the financial support that I needed and the money was paid out the same day so I couldn't be happier. Reviewed on: 22nd April 2025

Very fast and easy transaction.

5
Very fast and easy transaction. Would highly recommend. Reviewed on: 22nd April 2025

Superb loan ls providern straightforward, respo...

5
Loan application was easy and straightforward, response to queries very prompt. Explanation and knowledge about 118118 very clear . Customer handling quite good, am pleased to be your customer. Reviewed on: 22nd April 2025

Professional and knowledgeable.

5
Always has a good experience when contacting customer service,friendly , knowledgeable and professional. Reviewed on: 22nd April 2025

Very fast approval and money transfer

5
Very fast approval and money transfer Reviewed on: 22nd April 2025

Quick and easy process,

5
Quick and easy process, and funds were available immediately after checks Reviewed on: 22nd April 2025

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