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118 118 Money: Personal loan reviews

View other 118 118 Money products
4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p
Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Threat service fast pay out and good communication

5
Threat service fast pay out and good communication Reviewed on: 20th April 2026
Julian M's avatar
Julian M

Loan was so easy the whole process was easy

5
Loan was so easy the whole process was easy Reviewed on: 20th April 2026
Karl Morgan's avatar
Karl Morgan

All.out great

5
Easy to apply, quick payout, great customer service. Always making sure i have understood everything. Reviewed on: 20th April 2026
NJ's avatar
NJ

Highly recommend.

5
Taking out a loan with 118 was Fast and an easy process and I highly recommend. Reviewed on: 20th April 2026
Rona p's avatar
Rona p

Happy with the service but its impossible to pay off...

5
Happy with the service but its impossible to pay off more if not all of an outstanding loan balance Reviewed on: 20th April 2026
Andrew lock's avatar
Andrew lock

Easy to apply swift response excellent service

5
Easy to apply swift response excellent service Reviewed on: 20th April 2026
Terrence Ough's avatar
Terrence Ough

Very easy to borrow from great service

5
Very easy to borrow from great service Reviewed on: 20th April 2026
Ian p's avatar
Ian p

Easy, simple, fuss free and a loan provider who know...

5
Easy, simple, fuss free and a loan provider who knows how to look after their customers. I’ve had a great experience with 118118 money Reviewed on: 20th April 2026
Adam Murphy's avatar
Adam Murphy

Very understanding and professional

5
Very understanding and professional Reviewed on: 20th April 2026
Karla R's avatar
Karla R

The fastest loan to be paid and accepted outstanding...

5
The fastest loan to be paid and accepted outstanding customer service and apr % cheapest I could find for myself Reviewed on: 20th April 2026
Tia f's avatar
Tia f

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