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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Helpful friendly company well professional service I...

5
Helpful friendly company well professional service I’m well pleased with 118 118 money Reviewed on: 20th April 2026

Loan application processed very quickly with money i...

4
Loan application processed very quickly with money in my account soon after. Reviewed on: 20th April 2026

Great app great company easy to use

5
Great app great company easy to use Reviewed on: 20th April 2026

I was struggling and needed money to pay bills 118 w...

5
I was struggling and needed money to pay bills 118 was quick to deposit the money in to my account Reviewed on: 20th April 2026

An easy application process

5
An easy application process and competitive interest rates. Unlikely to find better on the market for unsecured loans. Reviewed on: 20th April 2026

I like the way the suff are very helpful

5
I like the way the suff are very helpful Reviewed on: 20th April 2026

Excellent customer service

5
Easy application and excellent customer service Reviewed on: 20th April 2026

Very simple to set up, easy to navigate through the...

5
Very simple to set up, easy to navigate through the App. Overall smooth service and easy to get into contact should you need to speak to anyone. Highly recommend!! Reviewed on: 20th April 2026

Fantastic company who put their customers first.

5
Fantastic company who put their customers first. Reviewed on: 20th April 2026

Had no issues so far.

5
Had no issues so far. Apr isn't bad also. Reviewed on: 20th April 2026

Review 118 118 Money: Personal loan now

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