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Monument: Savings reviews

Name: Savings
Rating: 4.85 (1705 reviews)

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4.85

Based on 1,705 reviews, last reviewed 11th Jun 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to move money and transfer within hours. Easy to move money and transfer within hours.Notifed when money is transferred Reviewed on: 11th June 2026

Latest lowest rating:

2

not good Not complete expectations. There shiuld be real time expenation. Reviewed on: 29th March 2025

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About this product

Monument clients can save between £25,000 and £2m.

Accounts include Easy Access, Limited Access Saver, Fixed Term Deposits, Notice Accounts, and an Easy Access Cash ISA. Monument savings accounts can be opened and managed through the mobile app. The UK-based team is available via in-app live chat, call, video, or email.

Monument savings reviews help you find out what it’s really like to be a client. If you’ve used Monument before, you can also leave a review and share your experience.

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Awards

Best savings provider 2025

Awarded to the savings account provider rated highest in UK customer reviews.

Monument Savings reviews (1705)

Monument saver

Easy to transfer money. Good choice of accounts. Customer service good. Happy to bank with monument Reviewed on: 1st March 2025

First class

No hassle ,no fuss, all simple banking. Very helpful with any enquiries. Would certainly recommend to family and friends . Reviewed on: 28th February 2025

Smooth experience.

Smooth experience. Fast money transfer. Reviewed on: 28th February 2025

Good for maximising my savings

When I needed help clarifying the terms of my Monument savings account, customer service was responsive and helpful. Although the minimum balance is high, the interest rates are quite good if you have the means to make your initial deposit. The app is also easy to use. Reviewed on: 28th February 2025

Monument App Review

I’ve been using Monument, the saving app, for a while now, and overall, it has some great features but also a few drawbacks worth mentioning. Features & Benefits Automated Savings – The app makes saving effortless by automatically setting money aside based on my spending habits and goals. I like how customizable the rules are, allowing me to adjust how much I save. Goal-Based Saving – Setting up different savings goals is straightforward, and the visual progress tracking is a nice motivator. User-Friendly Interface – The app is well-designed, making it easy to navigate and manage savings without feeling overwhelmed. Security & Open Banking Integration – It connects securely to my bank account and follows Open Banking standards, which gives me confidence in its safety. Reviewed on: 28th February 2025

Very easy to use and always ther to answer questions

Very easy to use and always ther to answer questions Reviewed on: 28th February 2025

Various accounts with Monument

Have invested inheritance in fixed rate and 7 day notice accounts with Monument. The rates are very good and the administration viz. interest payments and associated paperwork excellent. Reviewed on: 28th February 2025

I like the classic design of the interface and app.

I like the classic design of the interface and app. Also easy to use. One of highest interest rates. Reviewed on: 28th February 2025

Friendly when you phone us, yet very effiecent

Friendly when you phone us, yet very effiecent Reviewed on: 28th February 2025

Great app and package with a premium feel

Great app and package with a premium feel Reviewed on: 28th February 2025

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Alternative products

Easy access savings
from Quilter Invest (formerly NuWealth) 4.60 from 220 reviews
Savings
from Manchester Credit Union 4.75 from 1118 reviews
Limited Access Saver
from Nationwide 4.29 from 12 reviews

Want to see more from Monument?

Easy Access Cash ISA
from Monument 4.35 from 8 reviews

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