Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,640 reviews, last reviewed 2nd May 2026
58867% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very clear and fair. Very clear and fair. Always helpful when I need to get in touch. Reviewed on: 2nd May 2026
Anthony's avatar
Anthony

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13640)

Overall good company

4
Very good company well run good communication rates could be a little better Reviewed on: 21st March 2026
Graham s's avatar
Graham s

Had a loan.

5
Had a loan. needed to get reduced payments because of my income chance. . It was.done immediately Reviewed on: 21st March 2026
Mrs M's avatar
Mrs M

Seamless application.

5
Seamless application. Really helping to finally being debt free! Reviewed on: 20th March 2026
Nathan C's avatar
Nathan C

I have a good experience with Plata, they are very h...

4
I have a good experience with Plata, they are very helpful. They understand that nowadays we are in difficult times and people are trying to make it work but the reality is that they don’t have any other option than to get out there. Reviewed on: 20th March 2026
Jose Totele's avatar
Jose Totele

Very easy to deal with easy applications

5
Very easy to deal with easy applications Reviewed on: 20th March 2026
John f's avatar
John f

Quick and efficient service online and easy to use.

5
Quick and efficient service online and easy to use. Reviewed on: 20th March 2026
Lcotts's avatar
Lcotts

Loan application was quick and easy, fixed rate loan...

5
Loan application was quick and easy, fixed rate loan is clear to understand and no surprising interests Reviewed on: 20th March 2026
Mathew's avatar
Mathew

never had any issues with this company since taking...

5
never had any issues with this company since taking out the loan Reviewed on: 20th March 2026
jackie 's avatar
jackie

Great customer service!

5
Plata are very helpful and have been great with allowing me flexibility. They had a great customer service department and are very helpful, always willing to go the extra mile. Reviewed on: 20th March 2026
Vikki A's avatar
Vikki A

Outstanding exoerience with Plata

5
Outstanding exoerience with Plata Reviewed on: 20th March 2026
Emmie's avatar
Emmie

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill