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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Understanding & empathetic

5
Since I took out my loan with the company I’ve had a few medical issues that resulted in changes to my pay. They were very understanding and empathic and allowed me payment holidays and also change the the relevant amount which really helped and put me at ease. Reviewed on: 23rd March 2026

Simple and effective customer service

5
Simple and effective customer service Reviewed on: 23rd March 2026

Very easy to apply and you get an instant response...

5
Very easy to apply and you get an instant response Reviewed on: 23rd March 2026

Easy and simple process.

5
Easy and simple process. Simple website and easy to keep on top of. Reviewed on: 22nd March 2026

Service has been spectacular hence I come back to plata

5
Service has been spectacular hence I come back to plata Reviewed on: 22nd March 2026

Easy, accessible and reliable company.

5
Easy, accessible and reliable company. Very grateful for their services offered. Would definitely recommend! Reviewed on: 22nd March 2026

I’ve had no issues with the experience.

5
I’ve had no issues with the experience. Money was in my account very quickly and website is easy to use Reviewed on: 22nd March 2026

Easy Application Process Quick Decision

5
Easy Application Process Quick Decision Reviewed on: 22nd March 2026

Easy application and great communication back from p...

5
Easy application and great communication back from plata Reviewed on: 22nd March 2026

Very smooth process and money cleared that day.

5
Very smooth process and money cleared that day. Reviewed on: 22nd March 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review