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Plata: Personal loans reviews

4.94
Based on 8,387 reviews, last reviewed 19th Feb 2026
31600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Very quick process Very quick process online, and money straight to your bank. Reviewed on: 19th February 2026
Nad's avatar
Nad

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8387)

Great loan company

5
Easy to follow application everything done very quickly and money paid out very fast with lots of helpful hints and tips and even a nice reminder for the first payment made using them really nice and straightforward Reviewed on: 27th June 2023

Very good

5
Very easy to apply and quick decision. Reviewed on: 27th June 2023

Great service

4
Although this took slightly longer due to weekend, the team kept me updated. Very professional throughout, treated like a human being. Thank you Reviewed on: 27th June 2023

Quick and easy

5
Quick and afficant in all areas Reviewed on: 27th June 2023

Easy, breezy, cashflow

5
This was the easiest experience I've ever had taking out a loan. The communication of the company is also very friendly and no nonsense. Thanks to them I've consolidated my debt and freed up my money so that it's easier to manage. I'm very thankful! Reviewed on: 27th June 2023

Brilliant lender

5
Easy application, quick process. Reviewed on: 27th June 2023

Pleased

5
Very easy process, in a difficult time, interest rate very good Reviewed on: 27th June 2023

Affordable and Fast

5
I needed a short term loan and was super impressed with the service Plata provided. I felt secure knowing I had affordable options and spoke with a lovely representative who was able to outline the terms and process. I liked that there was a financial questionnaire because it gave me comfort knowing this was within my monthly budget. Reviewed on: 27th June 2023

Recommended

5
Approached Plata after seing one of there adverts..found them professional and friendly.. easy to use and no messing Reviewed on: 27th June 2023

Great application process

5
Great application process, efficient, user friendly and completely automated whilst keeping applicant informed of progress. Reviewed on: 27th June 2023

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