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Plata: Personal loans reviews

4.94
Based on 8,410 reviews, last reviewed 20th Feb 2026
33900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

This plata loan has helped me so much to consolidate... This plata loan has helped me so much to consolidate my debt. It's more affordable and has really helped me feel more comfortable with my finances Reviewed on: 20th February 2026
Sd's avatar
Sd

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8410)

Great service

5
Great service, friendly people to deal with and answer any questions. Helpful. Reviewed on: 27th June 2023

Easy fast application and decision

5
The application was very easy to complete and funds were deposited within 24hrs. The whole process was completed with the minimum of fuss, leading to greatly reduced stress that l was able to reduce my monthly repayments back £250. Thank you Reviewed on: 27th June 2023

User friendly

5
Easy to apply, clear terms and messaging, hassle free, good rates Reviewed on: 27th June 2023

Quick and easy application

4
A quick and easy application followed by a friendly and informative response. Come across as very approachable and helpful. Reviewed on: 27th June 2023

Fast and effective service.

5
They are good people with fast and effective service. I would recommend a lot of people to use plata to borrow money. Reviewed on: 27th June 2023

Amazing

5
Best quality best service. Efficient, responsive and concise Reviewed on: 27th June 2023

Fantastic service and all of the above

5
No problem Just a good service Reviewed on: 27th June 2023

Super Quick & Easy

5
Everything was so simple and straight forward with Plata and great communication. I would definitely use again when looking at personal finance options and would highly recommend. Reviewed on: 27th June 2023

Clear terms and conditions

5
Easy to understand terms of the loan. Agent answered all my questions which went a long way in helping me make the right decision om my loan. Reviewed on: 27th June 2023

This is best service

5
This is very helpful speed process application. This is one of the loan best ever I had. Reviewed on: 27th June 2023

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