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Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,067 reviews, last reviewed 6th Feb 2026
1000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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Latest highest rating:

5

This loan saved me! This loan saved me! It was so easy to apply, funds came quickly and repaying is easy. I haven't had any issues, but I would assume they're happy to he... Read more Reviewed on: 6th February 2026
Gabrielle 's avatar
Gabrielle

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8067)

This loan saved me!

5
This loan saved me! It was so easy to apply, funds came quickly and repaying is easy. I haven't had any issues, but I would assume they're happy to help with anything! Reviewed on: 6th February 2026
Gabrielle 's avatar
Gabrielle

From the moment I contacted them I felt as though I...

5
From the moment I contacted them I felt as though I was being listened to & was being treated like a cherished person. It didn’t matter how many times I asked questions I felt that the person I was speaking to had my interests at heart Reviewed on: 5th February 2026
Maureen J's avatar
Maureen J

Simple and reliable loan service

5
Plata made my personal loan straightforward and clear, with no unnecessary extras. Communication has always been clear and it’s easy to keep track of payments. I’ve never had any issues, and customer service was great when I needed to call them recently. Reviewed on: 5th February 2026
mattlosullivan's avatar
mattlosullivan

Great company, super clear and helpful

5
Great company, super clear and helpful Reviewed on: 5th February 2026
Ames's avatar
Ames

Plata makes borrowing feel personal, not bureaucratic.

5
Plata makes borrowing feel personal, not bureaucratic. Unlike traditional banks with rigid platforms and cold systems, Plata's platform feels inviting, like a helpful shop assistant, not a stern gatekeeper. They treat you like a valued customer, working with you, offering flexible solutions, and removing the stigma. It's a collaborative, human experience. Reviewed on: 5th February 2026
Ben H's avatar
Ben H

5 star service, great platform and easy to use

5
Easy application, great online account experience - everything clearly explained and easy to use. Reviewed on: 4th February 2026
Nats O's avatar
Nats O

Plata personal loan

5
They have helped me when others wouldn’t rates are reasonable customer service was great very helpful. Quick turn around from application to payment being received. Everything was easily setup with no faff. Reviewed on: 4th February 2026
Emma's avatar
Emma

Excellent, but for one anomalous defect . . .

5
My experience thus far, albeit less than two months in, has been almost flawless, easily on a par with that of all previous and present financial services (National Westminster: utterly unsatisfactory; Co-operative: highly satisfactory; Capital One: excellent, efficient, responsible; PayPal: helpful, but quick to debit, very, VERY slow to credit or refund), in that it has been easy, clear, efficient, helpful, responsible and, above all, affordable, fixed, secure: the top-up facility (as on my former Bank of Scotland extendable mortgage, much used as necessary) would seem to be the icing on the cake, but for the fact that no-one can, or will, provide any indication WHATSOEVER as to either its availability, or even the eligibility-criteria ~ no dates, amounts, existing liabilities, circumstances, absolutely nothing WHATSOEVER, declaring it to be "an internal matter", without offering any rationale or explanation; all of which strikes me as regrettable, inexplicable and frankly bizarre ~ why the secrecy? What the jeopardy? To whom the benefit? Incomprehensible, and unsatisfactory . . . ! Reviewed on: 4th February 2026
MONITOR's avatar
MONITOR

Not the best, but not the worst...

3
I think the interest rate is high, but unfortunately there is nothing to be done about that. I am still grateful for their service, however. Reviewed on: 4th February 2026
Elliott L's avatar
Elliott L

Easy process and great service.

5
Easy process and great service. Hassle free document process and funds within minutes into bank account. Reviewed on: 4th February 2026
Alex's avatar
Alex

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