Smart Money People Logo
Go to business site
Share this page
Link copied

South Manchester Credit Union: Loans reviews

View other South Manchester Credit Union products
4.95
Based on 368 reviews, last reviewed 12th Oct 2025
90% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025
Lisa g's avatar
Lisa g

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025
Cricket 's avatar
Cricket
Read all reviews Write a review

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

Review South Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

South Manchester Credit Union Loans reviews (368)

The application process was very easy, and the suppo...

5
The application process was very easy, and the support I received throughout my application was excellent. Reviewed on: 1st July 2025
Sanal's avatar
Sanal

From making the application to the loan hitting my a...

5
From making the application to the loan hitting my account it was a smooth process. Really considerate and kind staff who take all your finances into account but are non judgemental. Really helpful information shared about reducing my outgoings and great savers account. I also have contacted previously regarding interest and the initial person who processed my application, called me back which again is good practice of customer service as she knew everything and didn’t need to go over things again with a new person. Reviewed on: 1st July 2025
Sinead A's avatar
Sinead A

I found credit union is a helping hand they are alwa...

4
I found credit union is a helping hand they are always there to help you also a good way to invest your money bit by bit very convenient helpful and no interest. Reviewed on: 1st July 2025
John P's avatar
John P

Friendly, reliable and very helpful

5
First applied for my credit union account and loan. My account was set up straight away with no issues. I was contacted by the loans team within 5 days of applying. Extremely helpful with my questions and concerns and discussed with me, the best loan for my situation. 100% recommended. Very reliable, friendly team. Reviewed on: 1st July 2025
Shannon Hughes's avatar
Shannon Hughes

Exceptional customer service always kind and caring...

5
Exceptional customer service always kind and caring people never had a bad experience Reviewed on: 1st July 2025
Ellie's avatar
Ellie

They are very prompt are reliable, in helping with l...

5
They are very prompt are reliable, in helping with loan and saving scheme in helping people to function better in the society Reviewed on: 1st July 2025
Michael 's avatar
Michael

Always helpful and polite and they are quick at repl...

5
Always helpful and polite and they are quick at replying. I would fully recommend Reviewed on: 1st July 2025
Haych's avatar
Haych

Everyone of these lovely people helped me massively...

5
Everyone of these lovely people helped me massively when been let down with other companies, helped me to a new borrowing tools to help further increase my credit score, never used my poor credit scores of not helping and its been a pleasure of these guys helped me lovely supportive I would recommend this lovely people with a Heart never non judgemental about people's credit history put helped others, I've never failed my repayments all ways on time never missed one, and now I've moved from a welcome loan but an other loan, thank you guys hope you continue your dedicated hard work helping others highly recommend and appreciate these caring and understanding people and support others when they been failed my lenders they never judged me or my credit file but very supportive l!! Well done guys keep up the hard work helping others not just me!! Happy customer Reviewed on: 1st July 2025
Natalie J's avatar
Natalie J

Very reliable and helpful

5
I love the fact that credit union are here to help people that need it and are very supporting. Reviewed on: 1st July 2025
Kelsey r's avatar
Kelsey r

Every time I’ve had contact I’ve been answered and q...

5
Every time I’ve had contact I’ve been answered and questions fulfilled Reviewed on: 1st July 2025
Jodie A's avatar
Jodie A

Review South Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill