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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (368 reviews)

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4.95

Based on 368 reviews, last reviewed 12th Oct 2025

90% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (368)

Expressing gratitude.

I had gotten the news back in Africa that my mother was getting worse while in hospital and I needed to travel as a matter of urgency. I applied for a loan just to cover the ticket. Which I got promptly. However, while in the plane, my mum sadly passed away. I had to reapply for a bigger amount to give my mother a decent burial. Credit Union staff was exceptionally helpful and I was able to manage. A big massive gigantic thank you to South Manchester credit union and the entire team. Reviewed on: 25th June 2025

Always friendly and helpful great people

Always friendly and helpful never had a problem Reviewed on: 25th June 2025

I have been a member of South Manchester Credit Unio...

I have been a member of South Manchester Credit Union for over 10 years and I have always found them to deliver an excellent service. Very quick to respond and always respectful, friendly, honest and a pleasure to deal with. Would highly recommend. Reviewed on: 25th June 2025

Why to chose SMCU?

I don't have anything to say but I am happy with SMCU Reviewed on: 25th June 2025

Applied for a loan .

Applied for a loan . Services received from SMCC reps was very helpful, efficient and fast. Reviewed on: 25th June 2025

Even though I have been a long serving customer I th...

Even though I have been a long serving customer I think it’s wonderful how they do their vetting system. The phone call is very personal and professional but most of all you are made to feel comfortable. They try to give you a loan that is both affordable and that can be managed with your day to day living expenses depending on your circumstances. Reviewed on: 25th June 2025

Always there

They have always been there when I needed them and very helpful and they are good because you don’t get in a mess and it helps you out a lot Reviewed on: 25th June 2025

Always there to help when needed with an easy process.

Always there to help when needed with an easy process. Efficient, friendly, knowledgeable, transparent and I like the fact that I can save too. Reviewed on: 25th June 2025

Excellent service for all your financial needs

Your App is very good followed with the personal communication from a officer in person. All responses to find a solution is always excellent. Reviewed on: 25th June 2025

Meets all expectations good communication and swift...

Meets all expectations good communication and swift progression of my request highly recommended Reviewed on: 25th June 2025

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