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South Manchester Credit Union: Loans reviews

View other South Manchester Credit Union products
4.90
Based on 447 reviews, last reviewed 30th Jun 2026
7400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026
Nicole j's avatar
Nicole j

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026
Felicitas O's avatar
Felicitas O
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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

Review South Manchester Credit Union: Loans now

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South Manchester Credit Union Loans reviews (447)

It’s great

5
Easy to apply, It’s great , I don’t need to worry about expiring, paying by monthly is the best option for me I am very happy with the customer service as well Reviewed on: 2nd July 2025
Khin M's avatar
Khin M

Exceptional Service & Lightning-Fast Loan Approval!

5
I recently applied for a personal loan with South Manchester Credit Union and was absolutely blown away by how smooth the entire process was. From the moment I first enquired, the staff were friendly, knowledgeable, and genuinely committed to helping me find the right solution. My application was processed in record time, and I had the funds in my account within days far quicker than I ever expected. Throughout, the team kept me informed at every step, explained every detail clearly, and treated me like a valued member rather than just another customer. Their competitive rates, transparent fees, and personal touch make them stand out from any other lender I’ve dealt with. I couldn’t be happier with the outcome and will definitely be recommending South Manchester Credit Union to friends, family, and colleagues! Reviewed on: 2nd July 2025
AKO's avatar
AKO

Not just credit checks, trust and loyalty matters

5
Even though I have low credit I've never missed a repayment with my loans and when I'm in a unexpected situation they help me also considering trust and how many years I've been with them Reviewed on: 2nd July 2025
ReeRee's avatar
ReeRee

Excellence and Empathy

5
I never leave reviews or feedback except I have been treated exceptionally well. I have had to be open about some personal and health troubles to this union; and honestly as a private person I know how that made me feel. The beautiful thing was I could feel the empathy and sincere care when speaking to me based on details I have shared. I wish I could say I’ve spoken to just one person that was awesome; but no, they have ALL been amazing. Exceptionally professional yet very passionate and caring. It’s like at that moment what I needed was not important but they just wanted to give me space to just speak. They always wish me well. With regards to securing loans, it has been the easiest thing in the world:. They do their thorough due diligence and then help. It has been amazing being able to save with them as well. Reviewed on: 2nd July 2025
MAB 's avatar
MAB

South Manchester Credit Union is the the best good c...

5
South Manchester Credit Union is the the best good customer service I had great experience thank you for being there for me Reviewed on: 2nd July 2025
TY's avatar
TY

Very good customer service amazing quick responses a...

5
Very good customer service amazing quick responses always a pleasure Reviewed on: 2nd July 2025
Stacey P's avatar
Stacey P

Amazing customer service always will to help with sp...

5
Amazing customer service always will to help with speedy response Reviewed on: 2nd July 2025
Kimberley 's avatar
Kimberley

Ever since I joined south Manchester credit union th...

5
Ever since I joined south Manchester credit union they have been absolutely amazing I think I’ve only had 2 loans out so far currently paying my second one back. They are so easy to communicate with through the app and over the phone if I’m every struggling one month for a payment they are very understanding and helpful Reviewed on: 2nd July 2025
Paige L's avatar
Paige L

Smcu has helped me many times during difficult times...

5
Smcu has helped me many times during difficult times and they are fast and efficient to getting back to you and helping with your queries. Reviewed on: 2nd July 2025
Mariasharieff's avatar
Mariasharieff

They are prompt, honest and professional

5
They are prompt, honest and professional Reviewed on: 2nd July 2025
Osi O's avatar
Osi O

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