Write a review

Go to business site

South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (368 reviews)

View other South Manchester Credit Union products

4.95

Based on 368 reviews, last reviewed 12th Oct 2025

90% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

Read all reviews Write a review

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

Review South Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

South Manchester Credit Union Loans reviews (368)

Excellent service

These guys are great, absolutely great service/communication right from the get go. Would definitely recommend them. Reviewed on: 24th June 2025

SMCU loans

Never had issue always straight forward easy application for loan and great savings account too Reviewed on: 24th June 2025

very friendly and reliable people

very friendly and reliable, professional service Reviewed on: 24th June 2025

Excellent service from start to finish

Excellent service from start to finish. EEfficient and helpful. Will recommend and use again Reviewed on: 24th June 2025

Excellent customer service

Really excellent customer service and excellent products, loans and the variety of accounts they offer are top notch. I couldn't recommend them more. Reviewed on: 24th June 2025

I had the surprise of my life being accepted for my...

I had the surprise of my life being accepted for my loan for my bus pass. I was even more surprised with how much I saved Reviewed on: 24th June 2025

Fast and friendly

Fast friendly and good customer service with clear advice Reviewed on: 24th June 2025

Great teams.

Just great. Well looked after all the time. Reviewed on: 24th June 2025

Very good all around service .

Very good all around service . very nice people very friendly it's very helpful and friendly thank you Reviewed on: 24th June 2025

Fast and efficient, affordable loans

I have been a member with South Manchester credit union for over 10 years and have had a few small loans in the past which have been a a good rate. I have always been treated respectfully and politely and SMCU has been prompt on providing details and outcomes of decisions for loans. I have recently needed to apply for a more substantial loan as my credit cards were costing so much in interest and a few unforeseen bills such as car repairs and white goods needing replacing meant I would be paying extortionate APR on other types of credit. SMCU have been very helpful and understanding in my predicament and thanks to the loan at a good interest rate I am still able to save alongside my repayments . Reviewed on: 23rd June 2025

Do you have a different South Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Plend 4.93 from 493 reviews
Payday Loan
from Quid Market 2.21 from 5 reviews
Personal Loan
from Personal Loans 4U 4.97 from 22 reviews

Want to see more from South Manchester Credit Union?

Savings
from South Manchester Credit Union 4.98 from 130 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub