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South Manchester Credit Union: Loans reviews

4.90
Based on 447 reviews, last reviewed 30th Jun 2026
7400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026
Nicole j's avatar
Nicole j

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026
Felicitas O's avatar
Felicitas O

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (447)

Staff are extremely helpful and friendly you couldn’...

5
Staff are extremely helpful and friendly you couldn’t ask for a better service or team if people who are there Reviewed on: 2nd July 2025

I ask a question I get an answer straight away

5
I ask a question I get an answer straight away Reviewed on: 2nd July 2025

Amazing, polite and very helpful staff.

5
Amazing, polite and very helpful staff. Reviewed on: 2nd July 2025

Credit union are always there when I need help finan...

5
Credit union are always there when I need help financially, commination is excellent Reviewed on: 2nd July 2025

Always quick to answer and quick to what I need from...

5
Always quick to answer and quick to what I need from them Reviewed on: 2nd July 2025

SMCU has been there when I needed a boost.

5
SMCU has been there when I needed a boost. They are very considerate and very understanding. The interest rates are good and flexibility if repayment is excellent Reviewed on: 1st July 2025

Always there to help

5
When I’ve struggled they have always helped with a solution Reviewed on: 1st July 2025

Brilliant service

5
Brilliant customer service, easy to reach if you need anything & also reliable. They are very understanding also Reviewed on: 1st July 2025

Very helpful with my application and talked me throu...

5
Very helpful with my application and talked me through everything Reviewed on: 1st July 2025

Full marks.

5
Very helpfull excellent communicators very polite could not fault them. Reviewed on: 1st July 2025

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