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South Manchester Credit Union: Savings reviews

Name: Savings
Rating: 4.98 (131 reviews)

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4.98

Based on 131 reviews, last reviewed 29th Oct 2025

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

3 star

2 star

1 star

Latest highest rating:

5

Safe, reliable and conscientious too A safe, right on place to keep my extra money with quick access when needed. I would recommend 100%. Reviewed on: 29th October 2025

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

South Manchester Credit Union offer members a variety of savings accounts.

Every South Manchester Credit Union member gets an Open Savings account. Deposits can be made anytime and withdrawals up to once a month. There’s also a Locked account where savings are pledged towards a loan.

South Manchester Credit Union savings reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

South Manchester Credit Union Savings reviews (131)

Review of the South Manchester Credit Union, Savings:

Saving couldn’t be easier.

Saving couldn’t be easier. Straight from my salary . Easy to set up and then I am saving without thinking of it. SMCU has different accounts to save in. I am even entered in a monthly draw where I can win 5k just for saving. I can save for the holiday of my dreams and know my savings help SMCU grow. Lovely staff who all are enthusiastic about their products and so helpful to their customers Reviewed on: 6th May 2025

Good place to start saving helped me massively

Good place to start saving helped me massively Reviewed on: 1st July 2025

Quick service

Service is very quick and you can use an app to quickly contact and access funds Reviewed on: 1st July 2025

Years ago I was on benefit but I was suspended, afte...

Years ago I was on benefit but I was suspended, after sorting this I still had no money, I was given a loan, since paid off, but I managed to save money too, which is difficult whilst receiving so little Reviewed on: 1st July 2025

Very easy to open a savings account online, good com...

Very easy to open a savings account online, good communication. Would recommend to a friend. Reviewed on: 1st July 2025

For the first time with south Manchester credit unio...

For the first time with south Manchester credit union is good for me it will help me in different ways very good Reviewed on: 1st July 2025

I have been with them for over two years now and nev...

I have been with them for over two years now and never had a problem even when i ran into trouble i am now paying that off and saving still i will never worry about buying anything ever again Reviewed on: 1st July 2025

Always help me out when needing loans and help with...

Always help me out when needing loans and help with saving more money . Reviewed on: 1st July 2025

I have not started, but I will start this month...

I have not started, but I will start this month Reviewed on: 1st July 2025

The customer service team were helpful and easy to c...

The customer service team were helpful and easy to communicate am glad to be a member.. there a five star .. I will recommend them for every working individual Reviewed on: 1st July 2025

I've been a member for over 20 years.

I've been a member for over 20 years. When I initially joined I quite often needed loans and SMCU always helped me. Now that I am more financially secure I like to save with SMCU as I know my savings are helping others. SMCU is a fantastic organisation. Reviewed on: 1st July 2025

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