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Acorn Community Bank: Loans reviews

Name: Loans
Rating: 4.91 (1127 reviews)

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4.91

Based on 1,127 reviews, last reviewed 11th Sep 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

A people-first banking experience It’s so good to deal with a bank that is all about people. No flash, just substance. It’s how banking used to be before it became all about apps and b... Read more Reviewed on: 11th September 2026

Latest lowest rating:

1

I do NOT recommend!!! My company’s Credit Union was merged with Acorn Community Bank, and we were assured that everything would remain as smooth and straightforward as befo... Read more Reviewed on: 9th March 2026

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About this product

Acorn Community Bank offer four personal loan types – a Family Loan, an Acorn Personal Loan, a Loyalty Savers Loan and a Payroll Loan.

The amount you can borrow varies between £200 and £15,000 depending on the loan type.

Acorn Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Acorn Community Bank before, you can also leave a review and share your experience.

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Acorn Community Bank Loans reviews (1127)

This is my 1st time ever getting a loan, passed my d...

This is my 1st time ever getting a loan, passed my driving test & needed to buy my 1st car! So I applied & instantly got a response, the whole process was very easy & straight forward, whenever I phoned the staff were lovely, I had my loan within a week. Brilliant service:) Reviewed on: 7th March 2026

I was so scared to apply thinking I would be judged...

I was so scared to apply thinking I would be judged but that was far from the truth I’m a new mum and I need a loan and I was greatful for Acorn community banking I really am that helped me in a time in need the forms was easy and fast even when I got confused I rang up the was so kind and understanding and taking there time to explain and to reassure me on everything I’m so glad I did. Soon the loan money went In which was like they said in the exact time frame and the same day soon. I as I signed the loan agreement I was so happy and greatful and all my fears went away Reviewed on: 6th March 2026

They are brilliant.

They are brilliant. Really efficient. Reviewed on: 5th March 2026

Acorn has been really good to mr.

Acorn has been really good to mr. I have been able to apply for some loans and have always been accepted. I have also been able to save with Acorn Reviewed on: 2nd March 2026

They are fantastic!

They are fantastic!!! Bridget and Amy are amazing, they make such a difference to people's lives. Reviewed on: 25th February 2026

Life changing with extra

The best thing I ever did was sign up to acorn community banking. Easy way to save, great for top up loans when needed. Easy and quick transfers. Recommend to all friends and family Reviewed on: 20th February 2026

Acorn community Bank is for sure the way towards the...

Acorn community Bank is for sure the way towards the future.I joined the sacco when I was in dire need for a financial boost and within 2 weeks of joining my loan was approved.I would for sure recommend all of us to join Acorn Community Bank for your savings and or loan needs. Reviewed on: 14th February 2026

Quick response at accepting your loan applications a...

Quick response at accepting your loan applications and agreement Reviewed on: 4th February 2026

I have used Acorn for years.

I have used Acorn for years. Have always been declined for a "proper loan" due to bad credit history despite now owning a house outright and working fulltine which is frustrating. However, I am able to get a loan using child benefit. I wish they'd take into account other factors when making decisions. Reviewed on: 28th January 2026

Acorn gives you possibility when it seems like there...

Acorn gives you possibility when it seems like there is no way! Reviewed on: 18th January 2026

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