Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,176 reviews, last reviewed 9th Mar 2026
53200% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A professional and reliable service provided to me. A professional and reliable service provided to me. I was also provided very good information with regards to my chosen financial package. Reviewed on: 9th March 2026
Rhys Davies's avatar
Rhys Davies

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5176)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

We have invested with Atom bank for several years no...

5
We have invested with Atom bank for several years now and are very satisfied with our choice. Importantly, it is always easy to speak to a human being which sometimes helps with our older folk! Reviewed on: 18th April 2025

I didn't need to use any of your customer service.

5
I didn't need to use any of your customer service. Therefore I don't know how if is. But in my opinion, that's a great banking that I didn't need to contact your customer services. Reviewed on: 18th April 2025

Good interest rates.

5
Good interest rates.No fuss.Easy to set up Reviewed on: 18th April 2025

Just a clean and easy system to track your money.

5
Just a clean and easy system to track your money. Reviewed on: 18th April 2025

The personnel are helpful and pleasant if I need to...

5
The personnel are helpful and pleasant if I need to telephone for advice or information. They answer promptly. Instructions are clear and concise when making withdrawals or reinvestments. Reviewed on: 18th April 2025

Not the best interest rates.

5
Not the best interest rates. Others are better. Reviewed on: 18th April 2025

Excellent communication So easy to get help when needed

5
So easy to get help when needed and all queries felt with quickly, adequately and resolved in a pleased manner Reviewed on: 18th April 2025

I find Atom very easy to use and the communications...

5
I find Atom very easy to use and the communications timely and clear. Reviewed on: 18th April 2025

Very pleased

5
Good products which suit me, good communications, very pleased with my whole experience. Would wholeheartedly recommend. Reviewed on: 18th April 2025

Easy set up

5
Very competitive rates, app is very user friendly and easy to set up an account. Would recommend Reviewed on: 18th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products