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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

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Excellent saving rates, I'm still earning 5.9% until it matures in July 2025. Some people may be put off by having to use an app but it really is very straightforward and I'm well into retirement. Great facial recognition for security. Initially (2018) it was difficult to use, but in recent years it has become much easier. Reviewed on: 18th April 2025

easy online process.

easy online process. excellent interest rates Reviewed on: 18th April 2025

Good, competitive interest rates

Good, competitive interest rates, The App is easy to use. I marked customer service as neutral because I have had no need to ask for any help. Reviewed on: 18th April 2025

Just starting putting money into a higher interest a...

Just starting putting money into a higher interest account. Which my daughter recommended and overall very happy with service and easy to put more money into Reviewed on: 18th April 2025

Excellent Atom

Easy to use website… fast & efficient… quick payment…. Would recommend Reviewed on: 18th April 2025

So easy to use.

App is so easy to use, rates are very competitive. Reviewed on: 18th April 2025

Very easy to set up and use Fixed Term savings account.

Very easy to set up and use Fixed Term savings account. Have felt like my money was safe and it was easy to find out what was happening with it in the app. Timely reminders before maturity and then easy to move the money elsewhere (into another one of their fixed accounts usually!). Reviewed on: 18th April 2025

Very easy to use app and good interest rates on savi...

Very easy to use app and good interest rates on savings. Reviewed on: 18th April 2025

Best U.K. Bank

Best bank, by far, that I have ever used. Always first to increase interest rates and last to decrease them. Currently their various accounts are the best around. Reviewed on: 18th April 2025

Atom bank are a great way for saving with good inter...

Atom bank are a great way for saving with good interest rates. Reviewed on: 18th April 2025

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