Smart Money People Logo

Atom Bank: Savings reviews

4.93
Based on 4,592 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good product offers fair returns Good product offers fair returns Reviewed on: 5th September 2025
Peter Bower 's avatar
Peter Bower

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (4592)

Transferred my money from another Challenger Bank.

5
Transferred my money from another Challenger Bank because their website and service was useless! Delighted to see how quickly and smoothly the Atom Bank online system worked. Reviewed on: 17th April 2025

Great Service

5
Atom.have been brilliant so far. No issues Reviewed on: 17th April 2025

Best for my lump sum.

5
I had a lump sum to put into a bank account but need a monthly return. Atom was the only bank I found that fitted my criteria. I wasn't a regular saver as required by many to get the best rates. Atom's rates were by far the best rates. I have recommended Atom to many other people in a similar position to myself. Reviewed on: 17th April 2025

Great solution, I recommend it you can save money qu...

5
Great solution, I recommend it you can save money quickly and without unnecessary problems Reviewed on: 17th April 2025

Atom review

5
Clear but effective signing in system. Good security, but not too complex. Good communication. Reviewed on: 17th April 2025

Very happy with their interest rates

5
Very happy with their interest rates - they even put them UP recently, when every other bank was lowering theirs! Reviewed on: 17th April 2025

Brilliant app to control accounts.

5
Brilliant app to control accounts. Clear and straightforward. Transfers are done instantly and rates are always competitive! Reviewed on: 17th April 2025

Simple with decent range of options

5
Easy to setup and use, decent interest rate and range of options. Happily continue to use them. Reviewed on: 17th April 2025

Very good App and very good rates of interest

5
Very good App and very good rates of interest Reviewed on: 17th April 2025

Great app

5
App works very well; easy to log on, and money transfers in and out instantly. Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.26 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.87 from 50 reviews
    Atom Bank
    View all products