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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Convenient and flexible banking option

Easy to use and does the job. Very reliable app. Would recommend. Convenient to move money between accounts, though the downside is having to route money out through only one account. Easy to build a saving habit with app based access. Reviewed on: 17th April 2025

Excellent Service

Very easy to use website & app. Excellent customer service, helpful, courteous and friendly staff. Reviewed on: 17th April 2025

Easy to understand and make decisions.

Easy to understand and make decisions. Good customer service Reviewed on: 17th April 2025

Outstanding app and service

I love the ease of all transactions via the ATOM app. All payments in and out are transferred and shown immediately with no anxious waiting to see if they arrive. All aspects of service are fantastic. We just wish ATOM were a little more competitive with easy access interest rates as we hate saving elsewhere. Reviewed on: 17th April 2025

Easy straight forward App based banking.

Easy straight forward App based banking. Reviewed on: 17th April 2025

Great rates and simple to my kind of Bankmanage

Great rates and simple to manage Reviewed on: 17th April 2025

Accessible Atom app aces the banking experience

I am registered blind and love the fact that the Atom app is 100% accessible. I cannot read the screen on my phone so I am dependent on the VoiceOver facility which reads the screen. Unlike a lot of banking apps atom is 100% accessible to people like me Reviewed on: 17th April 2025

Very competitive and easy to deal with.

Very competitive and easy to deal with. Reviewed on: 17th April 2025

Great online banking with excellent customer service.

Easy to set up an account. Decent interest rates. Excellent customer service for an online bank. And finally, fantasic speed of movement when transferring funds. Reviewed on: 17th April 2025

The easy to use app

Very easy to use the app , and made very clear . Reviewed on: 17th April 2025

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