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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Excellent online bank

Transactions go smooth, notifications clear and concise. I have been very happy with how my accounts have been handled. Would happily recommend Atom Bank for your savings. Reviewed on: 17th April 2025

Great app and even better customer service

Great app and even better customer service Reviewed on: 17th April 2025

easy to use appQuick response to queries

easy to use appQuick response to queries Reviewed on: 17th April 2025

Easy to set up and the app is great.

Easy to set up and the app is great. Easy to use simple and straight forward Reviewed on: 17th April 2025

People ahead of profits

Unbelievably quick and easy to set up!!interest rate dashboard is excellent! Interest rate is the best out there! Linking to my HSBC bank account took minutes! Moved all my money from HSBC at 2.35% to Atom at 5.75%! The big banks screw us all over but the challenger banks are her to save the day! Reviewed on: 17th April 2025

Excellent website easy to navigate, great interest r...

Excellent website easy to navigate, great interest rates, informative emails, have had several accounts with Atom and will do in the future. Definitely recommend Reviewed on: 17th April 2025

Incredible interest rates for a savings account.

Incredible interest rates for a savings account. Recommended to my dad who also opened an account and loves this bank Reviewed on: 17th April 2025

Atom have been amazing since I stared to use them fo...

Atom have been amazing since I stared to use them for my savings Reviewed on: 17th April 2025

Amazing interest rates, hassle free set up and no pr...

Amazing interest rates, hassle free set up and no problems. Reviewed on: 17th April 2025

competitive and efficient

Best interest rates and easy to reset your PIN if you have forgotten it like some other online banks who want photos of your face again and photo of your passport. Reviewed on: 17th April 2025

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