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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Straightforward and easy to arrange fixed rate inves...

Straightforward and easy to arrange fixed rate investment Reviewed on: 17th April 2025

Great app easy to use.

Great app easy to use. Great savings rates. Reviewed on: 17th April 2025

The App is great

App is great really straightforward to use Reviewed on: 17th April 2025

Excellent.

Excellent. Good banking experience Reviewed on: 17th April 2025

Simple, Safe, Secure and rewarding.

Use these guys for fixed savers. Competitive rates, easy to use app, been with them for 4 years now and fixed for more. Happy days!! Thanks atom! Reviewed on: 17th April 2025

Investment at Atom.

Easy to access when I wanted to invest money. Since then I’m delighted with the up to date information provided, the changes to my interest rate as it happens and the fact I can access my account securely to check the present position of my investment. Reviewed on: 17th April 2025

User-friendly

Great interest rates and a really user-friendly platform to control your savings from. Reviewed on: 17th April 2025

User friendly

No fuss . Easy to use app . Clear and user friendly 5 star Reviewed on: 17th April 2025

Atom are nothing but a pleasure

Having signed up to an Atom savings account a few years ago I assumed I would likely move onto another bank with a better rate when it became available. However, the excellent rates with Atom continue and along with their pleasing user friendly app, I’m still with them and suspect I will be for the foreseeable Reviewed on: 17th April 2025

Great app , no ISAs though

Disappointed they only sell ISAS through a platform though , not direct . Reviewed on: 17th April 2025

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