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Atom Bank: Savings reviews

4.91
Based on 5,180 reviews, last reviewed 12th Mar 2026
53600% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy application process , great easy friendly app ,... Easy application process , great easy friendly app , good communication , good competitive rates . Feel I can trust this bank with my money and have c... Read more Reviewed on: 12th March 2026
Steven W's avatar
Steven W

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5181)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Trustworthy Bank

5
I think the way the Atom bank operates gives value to your money. I feel that my savings are in a good place. They are trustworthy. Reviewed on: 17th April 2025

Great bank to deal with.

5
Great bank to deal with. so easy to use the app, easy to transfer money back and forward. Great history section. Reviewed on: 17th April 2025

Easy account opening.

5
Easy account opening. Excellent rate of interest and simple to use app Reviewed on: 17th April 2025

Easy to set up my account

5
It was easy to set up my account, instructions were clear and concise. I am always kept up to date with interest rate changes. Reviewed on: 17th April 2025

My money just keeps growing!

5
Have been an on-line customer for a couple of years with Atom and found that my money just keeps growing! Easy access via the app to my account where the details can be found instantly. Atom keeps me informed of changes in interest rates and makes it easy to access my money. Reviewed on: 17th April 2025

Positive reasons for having an Atom account

5
Good that the funds can only be transferred to a nominated bank. App only, again makes it harder for fraudsters. Reviewed on: 17th April 2025

Trusted by me to look after my money.

5
Trusted by me to look after my money. Reviewed on: 17th April 2025

Competitive interest rates and a superb app!

5
Competitive interest rates and a superb app! I would definitely recommend Atom to everyone I know. Reviewed on: 17th April 2025

Extremely reliable app, great service from the team

5
Extremely reliable app, great service from the team Reviewed on: 17th April 2025

Easy to use App with great assistance if required!

5
Easy to use App. Simple set up of accounts. Excellent response if you need help! Would highly recommend)) Reviewed on: 17th April 2025

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