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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

A right decent bank indeed.

A fabulous straightforward online bank to deal with. Accounts are clearly explained giving all the facts in a simple to understand manner. They also offer very competitive interest rates for savers. Reviewed on: 17th April 2025

Excellent bank.

Easy to open accounts, good interest rates. Reviewed on: 17th April 2025

Easy to use app and great interest rates

Easy to use app and great interest rates Reviewed on: 17th April 2025

Trustworthy Bank

I think the way the Atom bank operates gives value to your money. I feel that my savings are in a good place. They are trustworthy. Reviewed on: 17th April 2025

Great bank to deal with.

Great bank to deal with. so easy to use the app, easy to transfer money back and forward. Great history section. Reviewed on: 17th April 2025

Easy account opening.

Easy account opening. Excellent rate of interest and simple to use app Reviewed on: 17th April 2025

Easy to set up my account

It was easy to set up my account, instructions were clear and concise. I am always kept up to date with interest rate changes. Reviewed on: 17th April 2025

My money just keeps growing!

Have been an on-line customer for a couple of years with Atom and found that my money just keeps growing! Easy access via the app to my account where the details can be found instantly. Atom keeps me informed of changes in interest rates and makes it easy to access my money. Reviewed on: 17th April 2025

Positive reasons for having an Atom account

Good that the funds can only be transferred to a nominated bank. App only, again makes it harder for fraudsters. Reviewed on: 17th April 2025

Trusted by me to look after my money.

Trusted by me to look after my money. Reviewed on: 17th April 2025

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