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Atom Bank: Savings reviews

4.91
Based on 5,184 reviews, last reviewed 12th Mar 2026
53800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026
merciowusu@yahoo.com's avatar
[email protected]

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

,easy to use on line and open new savings accounts

5
,easy to use on line and open new savings accounts Reviewed on: 17th April 2025

Good bank with easy to use App.

5
I have saved with Atom for a number of years, and have been very satisfied with the interest rates, ease of reinvesting etc. Reviewed on: 17th April 2025

Immediate, speedy transaction options

4
Recent changes to withdrawals required selecting the account number. Not obvious so had to query- response excellent. Immediate transfers from & to linked account immediate, which is excellent. Reviewed on: 17th April 2025

Atom ban - highly recommended

5
Atom Bank has a clear and easy to use App, their interest rates are competitive and they respond and communicate well. Reviewed on: 17th April 2025

Great customer service and good rates of interest.

5
Great customer service and good rates of interest. Reviewed on: 17th April 2025

A very satisfied customer.

5
Have been a very satisfied customer with ATOM for several years. They offer great choice of products , to suit all budgets. I especially like the outstanding customer service, the staff are all so friendly, helpful and nothing is a problem. The communication is first class and i always feel like a valued customer Reviewed on: 17th April 2025

Banking at your finger tips

5
Slick set up process. User friendly app with excellent saving rates. Reviewed on: 17th April 2025

Fantastic communication, quality banking, without fuss.

5
Fantastic communication, always let me know what’s happening, with competitive interest rates. Far better than the other banks that I use. “Top Quality banking without the hassle”. Reviewed on: 17th April 2025

Great professional service.

5
Great professional service. Any queries I have are answered quickly. At the end of the saving plan the options are paid promptly. New saving accounts are very easy to set up. Reviewed on: 17th April 2025

Banktastic

5
Great app very competitive rates great communication at the end of fix rate deals - just easy!! Reviewed on: 17th April 2025