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Atom Bank: Savings reviews

4.91
Based on 5,184 reviews, last reviewed 12th Mar 2026
53800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026
merciowusu@yahoo.com's avatar
[email protected]

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Very happy

5
Never had any issues always kept up to speed Reviewed on: 17th April 2025

Very easy, swift and efficient to bank with.

5
Very easy, swift and efficient to bank with. Reviewed on: 17th April 2025

Good interest rates .

5
Good interest rates . Polite and efficient customer service. Reviewed on: 17th April 2025

Decent interest rates and easy to use App.

4
Decent interest rates and easy to use App. Reviewed on: 17th April 2025

Efficient clear instructions quick to change interes...

5
Efficient clear instructions quick to change interest rates Reviewed on: 17th April 2025

Very easy to set up account via the app.

5
Very easy to set up account via the app. Competitive interest rate. Easy to log into account using fingerprint. Reviewed on: 17th April 2025

Great app leads to competitive attractive savings rates

5
Great simple efficient app leads to competitive attractive savings rates and when you want your funds, withdrawals are processed rapidly unlike some competitors who only manage end of day or two working days ! Reviewed on: 17th April 2025

Atom, an A1 experience.

5
Atom, an A1 experience. Not one negative. Reviewed on: 17th April 2025

The east to work with, value bank.

5
Easy to sign up to, easy to interact with and good rates of return on accounts that leave easy access to the cash, should you need it. Reviewed on: 17th April 2025

CHATTYCHA

5
It’s nice to be able to talk to people on the phone and I find them very friendly and helpful. Reviewed on: 17th April 2025

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