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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5180 reviews)

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4.91

Based on 5,180 reviews, last reviewed 12th Mar 2026

53600% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy application process , great easy friendly app ,... Easy application process , great easy friendly app , good communication , good competitive rates . Feel I can trust this bank with my money and have c... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5180)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

INVEST AT ITS BEST

Good value Interest rates. Easy to deal with Reviewed on: 17th April 2025

Great interest rate.

Great interest rate. Would highly recommend and will continue to bank with atom in the future they are very easy to use and very user-friendly brilliant Reviewed on: 17th April 2025

Efficient helpful service.

Efficient helpful service. Decent interest rate and simple ap. Reviewed on: 17th April 2025

Easy to open account, to move money in and to check...

Easy to open account, to move money in and to check interest rates Reviewed on: 17th April 2025

Great rates and easy to use....

I opened a savings account a few years ago via the app - so easy to do and a great rate too. When the rate dropped I was able to transfer my savings to another provider, closing my Atom account but keeping the app. At a later date when Atom rates went up again it was quick and easy to open another savings account with them and I am very happy to be back! Reviewed on: 17th April 2025

Easy and convenient banking app

Easy and convenient banking app, with help always at hand. Cannot fault the service that they provide. Good interest rates compared to others. Reviewed on: 17th April 2025

Website is fabulous, even for technophobe like me

Website is fabulous, even for technophobe like me Reviewed on: 17th April 2025

When ever I have needed to get in touch with Atom I...

When ever I have needed to get in touch with Atom I have experienced excellent communication and my issues I been resolved immediately.I hope in the future they go further then just savings as this is an excellent company. Reviewed on: 17th April 2025

Simple to Use

I am not experienced in managing personal finance, but it was very simple to set up the account. I also appreciated the information about each product available to help me make decisions about what to do with my money. The app is simple to use and gives a good overview of what my money is doing. Reviewed on: 17th April 2025

Instant saver account

Account was recommended by a friend. Was so easy to set up and easy to transfer money between account. Interest rate was good at the start but has dropped now like most. Overall pleased. Reviewed on: 17th April 2025

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