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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5181 reviews)

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4.91

Based on 5,180 reviews, last reviewed 12th Mar 2026

53600% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy application process , great easy friendly app ,... Easy application process , great easy friendly app , good communication , good competitive rates . Feel I can trust this bank with my money and have c... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5181)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Instant saver account

Account was recommended by a friend. Was so easy to set up and easy to transfer money between account. Interest rate was good at the start but has dropped now like most. Overall pleased. Reviewed on: 17th April 2025

Great app, easy to use

I found the Atom app really easy to you, clear instruction especially when money is about to mature, really impressed Reviewed on: 17th April 2025

Simple to understand app and excellent interest rates

Simple to understand app and excellent interest rates Reviewed on: 17th April 2025

Panic slightly.

Had a small problem when I started. Like what or how my wife could receive the money, if anything happened to me. the lady i spoke to was very helpful and friendly, brilliant, thank you. Reviewed on: 17th April 2025

Love atom bank

Website easy to navigate and products are good value with best interest rates plus very safe with facial recognition Reviewed on: 17th April 2025

Seamless online service overall

Seamless service overall, albeit reduced interest rates after initial account opening. Never had to deal with customer service. Reviewed on: 17th April 2025

Web app is super easy to navigate.

Web app is super easy to navigate. Always kept updated with any changes on rates. Moving money from instant saver account to nominated bank account is in account within seconds. I would never leave this bank and can only offer positive feedback as in my opinion best bank on the market. There are lots of banks but I would only ever recommend Atom to family and friends. You deserve to win. Reviewed on: 17th April 2025

Easy to use app, decent rate.

Easy to use app, decent rate. A Martin Lewis recommendation too, what's not to like. Reviewed on: 17th April 2025

Simple and to the point.

Simple to open, and manage account online. Simple and straightforward. Reviewed on: 17th April 2025

Polite and efficient staff.

Polite and efficient staff. Always ready to assist. Easy to bank with .At time best offers around. Reviewed on: 17th April 2025

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