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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Straightforward, clear process, how refreshing!

very simple, clear process and resulted in what I was advised and expected. Reviewed on: 17th April 2025

Easy to use.

Easy to use. Well laid out and easy to follow app.Great deals on accounts Reviewed on: 17th April 2025

I have been saving with Atom for several years and a...

I have been saving with Atom for several years and always find their interest rates very competitive and their app really easy to use. Instructions are very easy step by step guides and d their customer service is excellent. Reviewed on: 17th April 2025

Atom Bank has been a safe and secure savings o...

Using Atom Bank has been a safe and secure savings opportunity for me and I would highly recommend them in the future Reviewed on: 17th April 2025

Competitive and user friendly.

Really competitive rates and so straight forward to set up accounts. Reviewed on: 17th April 2025

Brill bank

Reliable bank great app was a bit nervous of using it but was really easy to use and always info ready to see, Reviewed on: 17th April 2025

I inherited a little chunk of change (Lucky aren't I...

I inherited a little chunk of change (Lucky aren't I, but I would rather have my folks back, but The World keeps turning: on we go) Not knowing what to do, a preferential fixed rate turned up from Atom. Easy to shift the cash into the account, just an app and clicks. Even better, I forgot about it until they reminded me. The interest pays for new windows or glides into an ISA. Not sure yet, either way, I'm better off now. Thanks, Atom. Reviewed on: 17th April 2025

Best rates in the isa.

Best rates in the isa. Excellent quick response to email. Reviewed on: 17th April 2025

This is second year I have used Atom fixed rate save...

This is second year I have used Atom fixed rate saver, great value and easy to set up. Reviewed on: 17th April 2025

Atom Bank - it's a YES from me

Easy to set up account online. Communication is excellent and only sent when relevant to me. Thankfully you are not bombarded by constant emails. Easy to move money between accounts. App is also very clear and easy to navigate. Reviewed on: 17th April 2025

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