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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Very good experience taking out mortgage with atom

Very good experience taking out mortgage with atom Reviewed on: 17th April 2025

Ease of Use

So easy to navigate. Lots of information, so I knew exactly what to expect. Reviewed on: 17th April 2025

Great bank

Ive been with Atom for a number of years now and feel like they have gained my trust to look after my savings. staying competative and a very easy platform to navigate keeps me banking with them long may it continue. Reviewed on: 17th April 2025

Simple and straightforward, easy access, competive...

Simple and straightforward, easy access, competive rates. Reviewed on: 17th April 2025

Excellent banking experience

I have opened now two savings accounts due to the excellent, hassle free banking ability. The app is easy to use and well designed. On top of that, the rate provided is very good. Reviewed on: 17th April 2025

Nice smooth process, easy to register and to read th...

Nice smooth process, easy to register and to read the information in the app Reviewed on: 17th April 2025

Great rates.

Great rates. Easy account opening and access. Great communication Reviewed on: 17th April 2025

Happy customer of easy to use bank

Initially wary of online only bank but decided to risk it. Easy to set up a new user and open a savings account. Pretty good interest rates. Easy to transfer money in and out. Happy customer! Reviewed on: 17th April 2025

An astute bank with a very perspicacious app and sag...

An astute bank with a very perspicacious app and sagacious design, the response time for an agent on the chat service is so quick and so is the telephone call with fast response times, the app layout is very sapient, the call agents are always polite and friendly, the interest rate is market leading and very competitive. Reviewed on: 17th April 2025

Great service

Best service i have ever received been with Santander for years not much interest with them Atom bank has great rewards. Reviewed on: 17th April 2025

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