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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Innovative Savings Accounts

Love the innovative savings accounts Atom offer, including short term fixed rates and the Instant Saver Reward Account. Reviewed on: 17th April 2025

Extremely happy with Atom Bank

Extremely happy with Atom Bank for their ease of use of App and keeping track of my investment. Reviewed on: 17th April 2025

Easy app experience

Easy app expérience. Competitve rates. I have had several accounts over several years and no issues. I would use again. Reviewed on: 17th April 2025

I've been with Atom I think now for 3 years.

I've been with Atom I think now for 3 years. They are very competitive rates and the customer service is second to none. Reviewed on: 17th April 2025

Easy setup of account

Easy setup of account, and half way into my term so all good so far. Reviewed on: 17th April 2025

Instant savers reward in the Atom app

Instant savers reward in the Atom app- very straight forward, easy to navigate and free. Great interest rate and very clear information Reviewed on: 17th April 2025

Easy to use - always works - good rates

Easy to use - always works - good rates Reviewed on: 17th April 2025

Setting up is easy on app.

Setting up is easy on app. customer service sorted my problem out in one call just love good service good rates and good app Reviewed on: 17th April 2025

Experience review

Good one, one year only with Atom Reviewed on: 17th April 2025

Great solution for savings

Initially opened a fixed term bond because the rate was competitive. I had expected to just withdraw once matured but turned out the reward saver paid excellent rates while allowing instant access. The app is a great user experience and tracks monthly interest payments in a visually appealing way. Reviewed on: 17th April 2025

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