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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Easy to open an accont via app

Took out account via phone app. Was a very smooth clear process. Liked insights such as expected interest the account would earn and when deposit window would close. Had no need to speak to anyone as every step had helpful prompts. Reviewed on: 17th April 2025

Excellent.

The bank have a welcoming app and it was easy to set up an account. I have had no problems. Reviewed on: 17th April 2025

Everything easy to understand and straightforward wi...

Everything easy to understand and straightforward with an excellent rate of interest. Reviewed on: 17th April 2025

They are always helpful and friendly.

They are always helpful and friendly. Great rates of interest. Very clear communication and the App is excellent. Reviewed on: 17th April 2025

Good value and easy to manage

I have 2 savings accounts with Atom. The instant access, which is easily managed through the app and a fixed term savings which was easy to set up with choices of how to receive interest. Atom keeps me updated with any changes in good time. I would recommend to anyone. Reviewed on: 17th April 2025

Great bank,instant transfers,dependable and friendly...

Great bank,instant transfers,dependable and friendly helpful staff Reviewed on: 17th April 2025

Easy to use, good communication, information easily...

Easy to use, good communication, information easily accessible. Good interest rates. Handy phone app. Regular emails. Reviewed on: 17th April 2025

Easy to use, very friendly and helpful staff and goo...

Easy to use, very friendly and helpful staff and good interest rates Reviewed on: 17th April 2025

Great App !

Great App - so simple to use. Great interest rates - very competitive ! No rubbish marketing tat !!! Reviewed on: 17th April 2025

Savings without hassle.

Basically I had some money to invest and Atom seemed like the right place and I have no regrets. Reviewed on: 17th April 2025

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