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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Excellent service

Easy to navigate online, easy login. Competitive saving rates Reviewed on: 17th April 2025

Easy to open an account - customer service is good too.

Easy to open an account - customer service is good too. I've been with them for 3 years and whenever i have any questions I use the chat to connect to a representative and they always get back to me with a solution quickly. Reviewed on: 17th April 2025

Very good app, and simple to use

The Atom bank app is very well laid out, and simple to use. Much more so than other apps I've used. The notifications, and security and intuitive and don't get in the way of doing what you want to do. Reviewed on: 17th April 2025

Be adamant its Atom Bank

I discovered The Atom bank via The Martin Lewis Money Program and took his recommendation and moved my savings in Atom. The interest rate are great and the app keeps you up to date all the time. Reviewed on: 17th April 2025

Easy transactions very straightforward

Easy transactions very straightforward Reviewed on: 17th April 2025

Saved with Atom for years they are easy to deal with...

Saved with Atom for years they are easy to deal with, simple explanations and you get what is promised. I have introduced many people to Atom and they say the same Reviewed on: 17th April 2025

Good Rates Of Interest And Easy To Apply

Atom Bank has a very easy to.use intuitive app. They have consistently have very competitive rates of interest and the application process is dead easy.. Reviewed on: 17th April 2025

What you see is what you get.

Excellent customer service, easy to contact and someone always gets back to you quickly. Interest rates on savings accounts are fab too and easy to understand the rate of interest you will receive. Well done Atom. Reviewed on: 17th April 2025

Very competitive rates and a seamless online experie...

Very competitive rates and a seamless online experience. I’ve only had to ring them once and was pleasantly surprised to be talking to a real person within a minute. Reviewed on: 17th April 2025

Great company

I have been with Atom for a number of years and can truly say that the service, product package and communication has been superb all that time I would have no hesitation in reccomending them Reviewed on: 17th April 2025

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