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Atom Bank: Savings reviews

4.91
Based on 5,185 reviews, last reviewed 16th Mar 2026
53900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026
Anthony Heath's avatar
Anthony Heath

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Little contact but feel money is safe

4
Little contact but feel mummy is safe Reviewed on: 17th April 2025

Great app, rates and CS.

5
Great app, rates and CS. Been a member for sometime and will continue to do so Reviewed on: 17th April 2025

Does what it says on the tin!

5
Does what it says on the tin!! Easy to use, good rate of interest and excellent customer service. Reviewed on: 17th April 2025

Top class

5
Never had any problem’s doing what I wanted web site is top class Reviewed on: 17th April 2025

Fast and friendly!

5
The app is easy to use and money transfer is instant. Staff are professional and friendly when they are needed. Reviewed on: 17th April 2025

Atom have always been very efficient and easy to dea...

5
Atom have always been very efficient and easy to deal with Reviewed on: 17th April 2025

GREEDY HIGH STREET BANKS

5
Easy money in and easy to get out but dont be like the rest and hold back on interest rate rises due when base rate increases??High street banks are greedy elites and need to be closed Reviewed on: 17th April 2025

Brilliant app, efficient & straightforward

5
Opened a fixed term savings account following a recommendation via MSE. Opening the account was straightforward & efficient, the app works really well. Funding the account was similarly simple. Reviewed on: 17th April 2025

Good interest rates. Great app. Excellent company.

5
Good interest rates. Clear information which is easy to access on the app. Great app - very easy to use. I have opened a second savings account so that speaks for itself as to my opinion about the company. Reviewed on: 17th April 2025

Easy to use

5
Easy to open account and good rate of interest. Excellent communications from the bank. An all round easy experience Reviewed on: 17th April 2025

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