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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

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4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Practical

Easy to use and good value. A safe option when finances are tight. Reviewed on: 17th April 2025

Great bank all around

Easy to use app, good interest rates on savings accounts and good customer service. Reviewed on: 17th April 2025

Great rates just need a cash ISA

Great rates just need a cash ISA Reviewed on: 17th April 2025

Easy to set up account and manage money through the...

Easy to set up account and manage money through the app. Very Easy to withdraw and add money to account. Reviewed on: 17th April 2025

You can always "bank" on ATOM

I feel the banking app is amazing and of the best of any other bank- awesome interface and so user friendly Reviewed on: 17th April 2025

Easy to use with an excellent range of savings options

I have had Atom savings accounts for a few years & am very satisfied with the range of accounts available and the ease of moving money into and out of my accounts. Atom also offer very competitive interest rates and the app is extremely easy to use. I would just like to be able to be able to move money directly between my Atom accounts. Reviewed on: 17th April 2025

App easily navigated and interest rates very competi...

App easily navigated and interest rates very competitive Reviewed on: 17th April 2025

Complete User-Friendliness and Service,

Easy to use App, staff always on hand, if need to consult. Brillaint savings rates. App site user friendly and easy to navigate. Reviewed on: 17th April 2025

Using Atom is the most simple platform that I’ve exp...

Using Atom is the most simple platform that I’ve experienced. It’s fast, offers great value for money and an exchange rate that is highly competitive. Reviewed on: 17th April 2025

I recommend saving with Atom Bank

Very simple to get the account set up. Chose Atom as they had the best interest rate for my savings, and stayed with them because they have consistently been amongst the highest rates offered. I've had money in a fixed rate savings account, and when it's matured I've smoothly been able to move the money into a new one. Reviewed on: 17th April 2025

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