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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5186 reviews)

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4.91

Based on 5,186 reviews, last reviewed 20th Mar 2026

54000% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5186)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Very simple

Very simple and easy to setup my account. And app works so simple Reviewed on: 16th April 2025

The banking experience works well.

The banking experience works well. I find Atom Bank to be very efficient. Reviewed on: 16th April 2025

A great bank to deal with, always quick to resolve a...

A great bank to deal with, always quick to resolve any problems quickly. Reviewed on: 16th April 2025

Very easy to manage my savings.

Very easy to manage my savings. Well laid out and easy to navigate. Everything I need is easy to find and has a friendly feel about it. Great communications keeping me informed about any changes to the account. Not just a great App, also one of the best interest rates around. Reviewed on: 16th April 2025

Easy to use

Very easy to manage and allows you to see what interest you are getting Reviewed on: 16th April 2025

I have been with atom bank for years and I just love...

I have been with atom bank for years and I just love how easy it is to invest and reinvest Reviewed on: 16th April 2025

Not bad Atom

Good interest rates keep it up Atom bank Reviewed on: 16th April 2025

Very easy to login

Very easy to login online and good savings accounts Reviewed on: 16th April 2025

I’ve had mortgages and savings with atom , and have...

I’ve had mortgages and savings with atom , and have found them flexible and as far as customer support goes fantastically helpful …. As a lifelong Midlands/HSBC customer I only wish I could have a current account with them as well Reviewed on: 16th April 2025

Great app and decent fixed bond interest rates.

Great app and decent fixed bond interest rates. Easy to set up account Reviewed on: 16th April 2025

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