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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5186 reviews)

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4.91

Based on 5,186 reviews, last reviewed 20th Mar 2026

54000% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5186)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great product, easy to use, simple and fast.

Great product, easy to use, simple and fast. Reviewed on: 16th April 2025

All round great service

No IT issues. Instant messages on deposits and withdrawals. Great, competitive interest rates with plenty of notice regarding any changes. Reviewed on: 16th April 2025

Have only used the app so far, very intuitive, infor...

Have only used the app so far, very intuitive, informative and extremely easy to set up an account. Reviewed on: 16th April 2025

the rates are competitive.

the rates are competitive. services are great Reviewed on: 16th April 2025

AtomBeen using Atom on and off for a few years.

Been using Atom on and off for a few years. Good rates and excellent service.you can speak to a human being if needed! Reviewed on: 16th April 2025

Highly recommended

I’ve been with Atom Bank a few years now and there’s good reason for that. A great App, easy to navigate, great products and interest rates. I haven’t had any issues whatsoever and intent to continue using Atom.. Reviewed on: 16th April 2025

Why Atom is great?

Amazing platform, love the app, love how easy it is. Great customer service when ive had a problem basically just GREAT! Reviewed on: 16th April 2025

Very easy to set up and includes face recognition.

Very easy to set up and includes face recognition. One of the best interest rates. Reviewed on: 16th April 2025

User friendly Atom

Atom is very user friendly, clear and easy to use and good at communicating with me. Reviewed on: 16th April 2025

All seems easy for help and support all good and the...

All seems easy for help and support all good and the interest is pretty good aswell Reviewed on: 16th April 2025

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