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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5186 reviews)

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4.91

Based on 5,186 reviews, last reviewed 20th Mar 2026

54000% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5186)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Good service and very helpful staff whe you need to...

Good service and very helpful staff when you need to talk to someone Reviewed on: 16th April 2025

Good interest rate quick and easy to operation web site

Good interest rate quick and easy to operation web site Reviewed on: 16th April 2025

Best interest rates for Savers!

Atom Bank provided me with the best interest rates, I’ve now stayed with them for 3 years. Reviewed on: 16th April 2025

Best Bank By Far

Been a member for 3 years and found that Atom Bank provide great service and generally good rates. They are responsive and are my go to bank for savings . Added to this they are based in the North East so locally supportive. Reviewed on: 16th April 2025

Very easy to use, and normally very competitive rates

Very easy to use, and normally very competitive rates Reviewed on: 16th April 2025

Excellent service.

Excellent service. Easy to set up the App. Reviewed on: 16th April 2025

Quick to set up.

Quick to set up. Easy to manage. Reviewed on: 16th April 2025

App so easy to use

App so easy to use, never any glitches. Interest rates are always very competitive Reviewed on: 16th April 2025

Gold standard bank

A great bank, with an easy to manoeuvre website & gold star customer service Reviewed on: 16th April 2025

A bank you can trust!!!

Easy to use app. Good choice of variable and fixed term savings accounts with great rates of interest. Atom is a bank that is very transparent about what you can earn, from your hard earned money. A bank you can trust!! Reviewed on: 16th April 2025

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