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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5187 reviews)

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4.91

Based on 5,187 reviews, last reviewed 22nd Mar 2026

54100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5187)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Excellent Interest Rates

I continue to check the website for comparison interest rates and Atom currently provides one of the better rates in today's financial market. They are transparent and always keep me up to date with any changes. This is one of the new banking services I trust and would recommend. Reviewed on: 24th March 2025

How Banking should be

Great App, so easy to navigate. Good rates.what more do you want Reviewed on: 24th March 2025

Great service

I received thorough advice from customer services when I had a query. The app shows a lot of information and is easy to use. Good interest rates too! Reviewed on: 23rd March 2025

Straight forward no problems.

Straight forward no problems. Easy to understand app. Money growing. Interest rates good. Told friends about it and they like it too. How about doing an ISA? Reviewed on: 23rd March 2025

Great experience

Great experience. Easy to navigate website Reviewed on: 23rd March 2025

Great experience easy to use and easy to speak to so...

Great experience easy to use and easy to speak to someone Reviewed on: 23rd March 2025

Atom are very competitive

Atom are very competitive, have an easy to use app. & customer service is fantastic. Reviewed on: 23rd March 2025

Clear information from App & customer assistance

I like the fact that it’s very easy to navigate around the App & when I needed to speak to someone English was there 1st language so I was able to understand the instructions given. Reviewed on: 23rd March 2025

A great bank for saving money and building interest.

A great bank for saving money and building interest. As somebody who struggles to save money the Atoms 6 month fixed saving account has been a blessing. It has allowed me to sensibly save money for the future and have new aspirations. I would recommend Atom to anybody, from people just starting out who are looking to get disciplined with saving and learn about interest rates, to experienced money savers looking for a new bank. The app is brilliant, secure and easy to navigate. Reviewed on: 23rd March 2025

The customer service is second to none.

The customer service is second to none,all you need is just a phone call away and using the online banking is so infomative.First class. Reviewed on: 23rd March 2025

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