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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5190 reviews)

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4.91

Based on 5,190 reviews, last reviewed 24th Mar 2026

54400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good place for savings Good savings products combined with an easy to use app makes Atom a sensible choice. Reviewed on: 24th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5190)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

First class service from the moment I set up my savi...

First class service from the moment I set up my savings account on line. I would not hesitate to recommend Atom as the leading on line bank in the UK. Reviewed on: 21st March 2025

Good savings accounts

Good rates, easy accounts to open, transparent, accessible Reviewed on: 21st March 2025

My savings experiences

Quick and easy setup via the app. Simple to follow instructions on maturity of accounts.Competitive interest rates.Great all round Reviewed on: 21st March 2025

Atom are the best.

Atom are the best. The account was so easy to open and self manage without the need for calls to customer services. The interest rates are very good and there are a range of savings products available. Reviewed on: 21st March 2025

Easy to use app

Easy to use app and very good interest rates Reviewed on: 21st March 2025

Great banking app and competitive rates.

Their banking app is great and very easy to use. It looks and feels very secure and is reliable. Interest rates on products are always competitive. Reviewed on: 21st March 2025

So easy to set up account and pay in/withdraw money...

So easy to set up account and pay in/withdraw money Reviewed on: 21st March 2025

I really appreciate doing my banking via the app, wh...

I really appreciate doing my banking via the app, which is easy to use and very secure. I’ve been a customer for many years and hope to be for many more. Reviewed on: 21st March 2025

Great bank

We have been with Atom for a few years now and we recommend the bank hundred percent . Reviewed on: 21st March 2025

Very easy to set up accounts.

Very easy to set up accounts. When B of E change interest rates, Atom respond quickly. If the rate goes up, Atom interest rates go up within a day and always give a couple of weeks notice before reducing interest rates. Interest rates very good. Only minor draw back can’t transfer money between Atom accounts. Reviewed on: 21st March 2025

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