Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,191 reviews, last reviewed 25th Mar 2026
54500% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Beautifully designed digital experience I really enjoy the simplicity of the digital experience. It is really well designed. Reviewed on: 25th March 2026
THOMAS M's avatar
THOMAS M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5191)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Competitive interest rates. Easy app to use.

5
I have a few savings accounts with Atom. Great interest rates. Easy app to use. Would recommend. Reviewed on: 20th March 2025

Very competitive and constantly pay above market goi...

5
Very competitive and constantly pay above market going rates Reviewed on: 20th March 2025

Easy to use.

5
Easy to use. interest rates always competitive. Good choice of accounts Reviewed on: 20th March 2025

Excellent security and instant transactions

5
Excellent security and instant transactions Reviewed on: 20th March 2025

TRUEVIEW

5
Online account was simple to open with state of the art technology…..I did have an unusual enquiry initially to make, but was able to speak with a person by telephone straight away…..Atom Bank leaves the others trailing behind in it’s modernity and efficiency….. Reviewed on: 20th March 2025

Excellent service

5
I have been with Atom for a few years they have always been very good Reviewed on: 20th March 2025

So easy to deal with, keeping in touch without being...

5
So easy to deal with, keeping in touch without being a nuisance, they just do everything right. Reviewed on: 20th March 2025

Great bank good service

5
I have always received a good service and find the app easy to navigate Reviewed on: 20th March 2025

Love the App and the competitiveness.

5
Love the App and the competitiveness.I would always look first to Atom to invest Reviewed on: 20th March 2025

Easy peasy

5
So easy to use the app and to transfer money takes seconds, good rate of interest and excellent communication when there are changes imminent. I have recommended to 2 friends who have both opened accounts and are just as happy as I am Reviewed on: 20th March 2025