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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Love the App and the competitiveness.

Love the App and the competitiveness.I would always look first to Atom to invest Reviewed on: 20th March 2025

Easy peasy

So easy to use the app and to transfer money takes seconds, good rate of interest and excellent communication when there are changes imminent. I have recommended to 2 friends who have both opened accounts and are just as happy as I am Reviewed on: 20th March 2025

good e-Bank, the app is user friendly, recommended

good e-Bank, the app is user friendly, recommended Reviewed on: 20th March 2025

Great friendly service easy to deal with.

Great friendly service easy to deal with. Great rates Reviewed on: 20th March 2025

I have a 2 year fixed saver account and got a very g...

I have a 2 year fixed saver account and got a very good interest rate with Atom Bank. Was super easy to set up. Reviewed on: 20th March 2025

Always had a good experience with Atom Bank.

Always had a good experience with Atom Bank. I was sceptical at first using an app based bank but the account types and rates are always competitive. I have used their customer services a couple of times and have found them to be very helpful and quick to respond. Transferring money in and out is instant so I often use my Atom instant access account in preference to my other easy access accounts as they are not as fast. Reviewed on: 20th March 2025

Great on-line bank with competitive interest rates

Great on-line bank with competitive interest rates Reviewed on: 20th March 2025

good app - easy to use, one of the easiest I have us...

good app - easy to use, one of the easiest I have used, good interest rates, super easy to use, good customer service Reviewed on: 20th March 2025

Excellent web site easy to use and informative

Excellent web site easy to use and informative Reviewed on: 20th March 2025

I would recommend ATOM Bank to others

I have accounts with ATOM Bank always found response to my queries professional and prompt I would recommend ATOM Bank to others Reviewed on: 20th March 2025

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