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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5187 reviews)

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4.91

Based on 5,187 reviews, last reviewed 22nd Mar 2026

54100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5187)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Easy to use, does the job I want it to...

Easy to use, does the job I want it to very well Reviewed on: 20th March 2025

Excellent, easy to use app.

Excellent, easy to use app. All info on your account(s) is simple to find. Had no need to contact customer services, so can’t comment. Reviewed on: 20th March 2025

Safe, secure, friendly, competitive and modern

Easy-to-use, secure, friendly app. Clear product description and good rates of interest over several savings options. Customer service is second to none - response time is super-fast. Overall modern and welcoming feel that makes me feel I’m in safe hands with Atom. Reviewed on: 20th March 2025

Satisfied customer

I've had an account for over a year and I'm more than happy with the return. Customer service is excellent as any communication I have had has been dealt with efficiently. Reviewed on: 20th March 2025

Online process was easy and straight forward to use.

Online process was easy and straight forward to use. Reviewed on: 20th March 2025

Easy to use app, good interest rates, instant withdr...

Easy to use app, good interest rates, instant withdrawal Reviewed on: 20th March 2025

Amazing service and easy set up,Atom are a friendly...

Amazing service and easy set up,Atom are a friendly outfit. Reviewed on: 19th March 2025

I save with Atom bank using fixed rate savings accou...

I save with Atom bank using fixed rate savings accounts because they are easily set up, secure and provide a good interest rate. Reviewed on: 19th March 2025

Great app and account offerings

Never had a problem haven't needed to contact customer service. Good accounts with very good rates, very easy to setup and use. Reviewed on: 19th March 2025

Easy banking

It’s easy to set up an account and easy to log into your account. Reviewed on: 19th March 2025

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