Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

View other Atom Bank products

4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Easy to open account.

Easy to open account. Love that it’s on an app on my phone which is slick. Great rates. Reviewed on: 19th March 2025

Excellent Customer Service

Easy to find products and open accounts online. Excellent customer service. Reviewed on: 19th March 2025

App is excellent and easy to use

App is excellent and easy to use Reviewed on: 19th March 2025

Excellent product

Never had a problem with signing up or finding out details of our account information. Reviewed on: 19th March 2025

Great service!

Atom bank is great, with a well laid out, easy to navigate app, Atom has a good selection of clear easy to understand savings accounts. Every action is reassuringly confirmed with a text message. Reviewed on: 19th March 2025

Quick and easy banking

I have a savings ISA with ATOM, was very quick and easy to make, no hassle! Reviewed on: 19th March 2025

User-friendly app, secure, great rates!

App was easy to install and set up. It's user-friendly, but as the same time reassuring that it is secure. Rates are among the best, if not THE best in the market Reviewed on: 19th March 2025

I trust this bank more than any other bank.

I trust this bank more than any other bank. They have a seamless digital experience, which makes it easy to browse and open new products. Interest rates tend to be competitive. The app also has good security features, such as a linked bank account. Reviewed on: 19th March 2025

Opening an account.

The process of opening an account is straight forward. And enquiries are answered in a short space of time. Reviewed on: 19th March 2025

Atom Bank App

It is mostly online via an app but the app is easy to use. I haven’t dealt with any customer service representatives. App is intuitive and easy to use, it gives details on how much interest the accounts have accumulated. Security wise it seems ok - I haven’t dealt face recognition set up. Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings accounts
from Oxbury Bank 4.73 from 7 reviews
Savings
from Bedford Credit Union 4.83 from 15 reviews
Smart Saver
from The Co-operative Bank 3.17 from 12 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub