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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5190 reviews)

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4.91

Based on 5,190 reviews, last reviewed 24th Mar 2026

54400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good place for savings Good savings products combined with an easy to use app makes Atom a sensible choice. Reviewed on: 24th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5190)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

CANNOT FAULT ATOM

ATOM app is excekllent and very easy to use. It is a seemless app so easy to add money and to cash in if needs be. Reviewed on: 19th March 2025

I have found Atom Bank very easy to use and navigate...

I have found Atom Bank very easy to use and navigate via their App, plus the added bonus of very competitive interest rates. I would definitely recommend this bank to my friends Reviewed on: 19th March 2025

Easy to use app.

Easy to use app. Good interest rates. What more could one wish for? Highly recommended! Reviewed on: 19th March 2025

An excellent company to bank with.

An excellent company to bank with. Very good customer service. Reviewed on: 19th March 2025

Highly competitive interest rates.

Highly competitive interest rates and easy access app.Never had a problem in the three years of being a customer. Reviewed on: 19th March 2025

I have used Atom before for Fixed Bond Savings.

I have used Atom before for Fixed Bond Savings. I have another 1 year Fixed Bond at the moment as the rate offered is competitive. Love the App! So easy to use. Reviewed on: 19th March 2025

Easy to download and apply for the Savings/Bank acco...

Easy to download and apply for the Savings/Bank account. Good rate of Interest and happy with the service. Reviewed on: 19th March 2025

Atom or a great bank I've used them for a few years...

Atom or a great bank I've used them for a few years now and always found the service excellent. Reviewed on: 19th March 2025

An excellent savings provider with very competitive...

An excellent savings provider with very competitive rates. A simple to use application. Reviewed on: 19th March 2025

Great app very easy to use.

Great app very easy to use. Good interest rates. Reviewed on: 19th March 2025

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