Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

View other Atom Bank products

4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

The best experience!!!

It’s easy to open accounts and to transfer money in. The information provided on the account is clear, concise and the website very easy to navigate. All in all, Atom is fabulous. Highly recommend! Reviewed on: 19th March 2025

Excellent and competitive

so far no issues and have been able to do what I want via the app. App gives me the information I need in a clear manner so easy to navigate and understand. Offered competitive savings product Reviewed on: 19th March 2025

Transfer of funds is easy and immediate to and from...

Transfer of funds is easy and immediate to and from my linked account. Atom always keeps me up to date with messages. Reviewed on: 19th March 2025

CANNOT FAULT ATOM

ATOM app is excekllent and very easy to use. It is a seemless app so easy to add money and to cash in if needs be. Reviewed on: 19th March 2025

I have found Atom Bank very easy to use and navigate...

I have found Atom Bank very easy to use and navigate via their App, plus the added bonus of very competitive interest rates. I would definitely recommend this bank to my friends Reviewed on: 19th March 2025

Easy to use app.

Easy to use app. Good interest rates. What more could one wish for? Highly recommended! Reviewed on: 19th March 2025

An excellent company to bank with.

An excellent company to bank with. Very good customer service. Reviewed on: 19th March 2025

Highly competitive interest rates.

Highly competitive interest rates and easy access app.Never had a problem in the three years of being a customer. Reviewed on: 19th March 2025

I have used Atom before for Fixed Bond Savings.

I have used Atom before for Fixed Bond Savings. I have another 1 year Fixed Bond at the moment as the rate offered is competitive. Love the App! So easy to use. Reviewed on: 19th March 2025

Easy to download and apply for the Savings/Bank acco...

Easy to download and apply for the Savings/Bank account. Good rate of Interest and happy with the service. Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Enterprise Credit Union 4.97 from 969 reviews
Fixed Rate Savings
from first direct 4.91 from 20 reviews
Savings
from Melton Building Society 4.70 from 2297 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub