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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5191 reviews)

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4.91

Based on 5,191 reviews, last reviewed 25th Mar 2026

54500% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Beautifully designed digital experience I really enjoy the simplicity of the digital experience. It is really well designed. Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5191)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Ideal way to save , problem free

An easy way to save and keep an eye on your money when needed literally in seconds. Good interests rates and no fuss accounts.ive used customer services maybe once or twice and they provide a good and knowledgeable service. Most transactions are so easy so the need to get back up from customer services is rare Reviewed on: 19th March 2025

Atom Bank - no-nonsense app and competitive products

Atom Bank has a no-nonsense app providing easy access to competitive products. I have used various of their savings products for several years and never had a significant problem. They are responsive and keep me informed. Reviewed on: 19th March 2025

Top app for savings

The set up process was fast and simple, the app is well laid out and it is very clear how to use it. The range of products is great, particularly for savings accounts. I have a couple of accounts and appreciate that I am shown a timeline of my savings activity, including future projected interest which helps keep me motivated. If I do need to withdraw savings to my current account I find the process is quicker than other providers. Reviewed on: 19th March 2025

The App is the best - easy to access with info clear.

The App is the best - easy to access with info clear. Reviewed on: 19th March 2025

Flexible banking to suit customers requirements eg i...

Flexible banking to suit customers requirements eg interest paid annually or min Reviewed on: 19th March 2025

It's simple, clear process to open an account.

It's simple, clear process to open an account. The app is totally intuitive and gives you just what you need without clutter. Reviewed on: 19th March 2025

Excellent savings rate.

Excellent savings rate. Easy to open account. Great Internet access Reviewed on: 19th March 2025

easy and secure to set up on the app

easy and secure to set up on the app Reviewed on: 19th March 2025

Easy to use!

Easy to use! And great rate's.I have been with this bank for 7 years. Reviewed on: 19th March 2025

Excellent Bank

Atom bank is an excellent bank, extremely good website, interest rates, and very informative. Reviewed on: 19th March 2025

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