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Atom Bank: Savings reviews

4.91
Based on 5,190 reviews, last reviewed 24th Mar 2026
54400% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good place for savings Good savings products combined with an easy to use app makes Atom a sensible choice. Reviewed on: 24th March 2026
Mark W's avatar
Mark W

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5190)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Best fixed bond saving platform in the market by far

5
Best fixed bond saving platform in the market by far Reviewed on: 19th March 2025

Excellent rates and really good APP

5
Excellent rates and really good APP Reviewed on: 19th March 2025

I have always found Atom to use for many years.

5
I have always found Atom to use for many years. Reviewed on: 19th March 2025

Great company to deal with ,excellent customer care...

5
Great company to deal with ,excellent customer care and the banking App is easy to understand with competitive savings rates for customers. Reviewed on: 19th March 2025

Very clear and concise website.

5
Very clear and concise website. They offer good savings rates. Reviewed on: 19th March 2025

Open account

5
Open my account smoothly, a few clicks and it is opened Reviewed on: 19th March 2025

Customer support is great and the rates are good.

5
Customer support is great and the rates are good. Reviewed on: 19th March 2025

Easy to set up an account and to use.

5
Easy to set up an account and to use. Good user interface. Reviewed on: 19th March 2025

An excellent on-line banking service

5
An excellent on-line banking service that offers some of the best interest rates on the UK market. No problems when having to deal with any issues. The app can be a little quirky at times and takes some getting used to, especially at the logging in part. The additional security layers are reassuring when it comes to protecting your money. Overall, I'm very satisfied with Atom bank Reviewed on: 19th March 2025

Ease, value and peace of mind.

5
Onboarding into the app was seamless, and the products offered are market leading. App experience and information are well presented and written in plain English with no banking "gobbledygook". Reviewed on: 19th March 2025

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