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Atom Bank: Savings reviews

4.91
Based on 5,191 reviews, last reviewed 25th Mar 2026
54500% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Beautifully designed digital experience I really enjoy the simplicity of the digital experience. It is really well designed. Reviewed on: 25th March 2026
THOMAS M's avatar
THOMAS M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5191)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Very simple to use so, quick and efficient responses

5
Very simple to use so, quick and efficient responses Reviewed on: 19th March 2025

Awesome Atom

5
The banking is app is very easy to use with very clear instructions Reviewed on: 19th March 2025

Easy app to navigate very straight forward and infor...

5
Easy app to navigate very straight forward and informative Reviewed on: 19th March 2025

Atom pays great interest rate on savings

5
Atom is very easy to use and gives high interest on savings, thank you Reviewed on: 19th March 2025

they offered a good interest rate instant Access.

4
I joined Atom Bank because I wanted an instant access account with a good interest rate and they do.Also it is very easy to transfer money from my high St bank account to my Atom account,I could not find a Bank or Building society that offered me the same facilities as Atom. Reviewed on: 19th March 2025

Hassle free banking

5
Very easy to use, hassle free banking, easy to use online app Reviewed on: 19th March 2025

Easy to open an account with good interest rates and...

5
Easy to open an account with good interest rates and regular updates on interest earned. Reviewed on: 19th March 2025

Truly a gem!

5
I have had three different saving accounts, fixed term and instant access, all with excellent interest rates. Super easy to navigate the app and to send money to the linked current account. Recommended to all my family and friends, truly a gem! Reviewed on: 19th March 2025

Easy to set up savings account.

5
Easy to set up savings account. Excellent mobile app. Reviewed on: 19th March 2025

Great app and good interest rates

5
Great app and good interest rates Reviewed on: 19th March 2025