Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

View other Atom Bank products

4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Quick and easy to use, competitive interest

Quick and easy to use, can do what you need via app don’t have to be redirected to a website or mess around logging in and out of web pages. Has very competitive interest rates with simple and quick deposits and withdrawals Reviewed on: 19th March 2025

Excellent bank with competitive products

Opening my initial fixed bond account was very easy and once it matured it was even easier to open another as they already had my details. The Atom app is very simple to use and fuss free and very intuitive to use. An excellent bank with excellent products that are very competitive. Reviewed on: 19th March 2025

Very simple to use so, quick and efficient responses

Very simple to use so, quick and efficient responses Reviewed on: 19th March 2025

Awesome Atom

The banking is app is very easy to use with very clear instructions Reviewed on: 19th March 2025

Easy app to navigate very straight forward and infor...

Easy app to navigate very straight forward and informative Reviewed on: 19th March 2025

Atom pays great interest rate on savings

Atom is very easy to use and gives high interest on savings, thank you Reviewed on: 19th March 2025

they offered a good interest rate instant Access.

I joined Atom Bank because I wanted an instant access account with a good interest rate and they do.Also it is very easy to transfer money from my high St bank account to my Atom account,I could not find a Bank or Building society that offered me the same facilities as Atom. Reviewed on: 19th March 2025

Hassle free banking

Very easy to use, hassle free banking, easy to use online app Reviewed on: 19th March 2025

Easy to open an account with good interest rates and...

Easy to open an account with good interest rates and regular updates on interest earned. Reviewed on: 19th March 2025

Truly a gem!

I have had three different saving accounts, fixed term and instant access, all with excellent interest rates. Super easy to navigate the app and to send money to the linked current account. Recommended to all my family and friends, truly a gem! Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings Account
from ICICI Bank 1.86 from 4 reviews
Easy access savings
from Vida Bank 0.00 from 0 reviews
Savings
from Raisin 4.85 from 5812 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub